Tis the season for pumpkin spice everything, crowded malls and holiday themed Blogs. Unfortunately, tis ALSO the season for over spending, credit card bills and a tiny bit of your soul being crushed because of it.
You’d think I would have learned over the years but honestly, I totally didn’t; not until last year. Last year I had enough and I made a plan. Having a daughter with a birthday in December (ya, apparently I could NEVER make a solid plan) makes it tough to not over spend that month. I had to think of a way to get everyone crossed off on my Christmas list, give a satisfying gift but also not put me on the naughty list with my accountant (or my husband- just sayin’). Continue reading